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Saturday, December 6, 2008

an understanding of health care concerns

Health care it is on everyones mind in the U.S. especially due to the costs associated with it. Even when the individual or family does have health insurance, most people still wonder if their health insurance will cover them and for how long.

Back in March of this year I received two very distinct scares that relate to health care issues one was the fact that I was being laid off of work which meant that I would have to find out if I would have to file for one of the state sponsored plans or if unemployment offered unemployment benefits, the other came a few days later in the form of results from a biopsy done earlier that month with the results being skin cancer in the form of a single melanoma that had been discovered early enough for it to still be contained in one small area.

Both of them together made me really concerned due to the fact that the results of the biopsy meant that I could have minor day surgery to have a patch of skin removed rather than having to go through the more aggressive treatments while leaving me with a sinking feeling that I may not have the health insurance available to pay for the surgery.

In the end I found that unemployment provided and it ended up being pretty much the same health insurance plan I had before I was laid off and I also found that since I went from one place that had that carrier to another place with that carrier the referals I had were still in effect which took a load off and allowed me to have the surgery in piece. The healing process was a little different due to having at least a one inch by one inch patch of skin removed, I was just thankful that I had the time off to heal even though I was in the process of finding a new job which I found a few months later for which there are some good people there.

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